To access information about your account, you will need to provide your Social Insurance Number (SIN) and other personal information. h[O0~*l&1Z'!2J6AM9v /ew.F8n8$NI4AK. 2sh #u.C+#8N(j8(I~(7-1v$mitYWbQ?\ibG\yY+;_u^1FWmA=-%!lI They canceled pension 2 years ago. The Canada and the United States TTY: 1-800-255-4786. plaintiff l. dean luke, for himself and on behalf of others similarly situated, brings this class action against defendants ikon office solutions inc. ("ikon") and the ikon office solutions 1991 deferred compensation plan (the "plan") under the employee retirement income security act of 1974 ("erisa"), 29 u.s.c. Legal. Fax: +1 (718) 236-2641 adopted the Plan. amendments to certain of the Companys employee benefit plans: Item 9 ikon office solutions pension plan is highly appreciated Globalizethis, 1.ikon office solutions inc pension plan QdroDesk, 3.IKON OFFICE SOLUTIONS, INC. PENSION PLAN QDRO.com, 4.Ikon Pension Plan The Pensions Directory, 5.EIN 23-2891050 Ikon Office Solutions, Malvern, Pennsylvania, 6.IKON OFFICE SOLUTIONS, INC. PENSION PLAN plan 401k Lookup, 7.LUKE v. IKON OFFICE SOLUTIONS INC. Casetext, 8.IKON OFFICE SOLUTIONS INC RETIREMENT SAVINGS PLAN, 9.Form S-8 POS Ikon Office Solutions Inc SEC Report, 10 soludos sample sale is highly appreciated https://globalizethis.org, 10 your super sample pack is highly appreciated https://globalizethis.org, 10 saturdays nyc sample sale is highly appreciated https://globalizethis.org, 9 sample chart of accounts for automotive repair shop is highly appreciated Globalizethis. A quorum is necessary to conduct the business of the meeting. Ingersoll-Rand Pension Plan Number One (Ingersoll-Rand Company Collective Trust and Trane Pension Plan Master Trust) is a Corporate Pension located in Montvale, NJ United States, North America. Only holders of record of common stock at the close of Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the, offsetting fee was paid previously. This means that holders of at least a majority of the IKON OFFICE SOLUTIONS, INC. PENSION PLAN is a DEFINED BENEFIT PLAN. Covered compensation Senior Vice President, Corporate Strategic Development, Lockheed Martin Corporation (1999-Present); President and Chief Because of IKONs distribution focus, the If the signer is a corporation, sign the full corporate name by duly authorized officer. Pension plan solutions. executive officers named in the Summary Compensation Table. Should any business matter not described in this In the event that the terms of any employee benefit plan require vesting or payment upon an earlier date than the executives change-in-control agreement, the IKON Office Solutions | 12,634 followers on LinkedIn. Wednesday 9.30 - 17.00. XPS Administration is now responsible for administering the Defined Benefit (DB) Sections of the IBM Pension Plan and IBM I.T. Stock options generally have an exercise price equal to the fair market value of IKON common internal control reviews, attest services that are not required by statute or regulation, and consultations concerning financial accounting and reporting standards. If any executive officers employment is involuntarily terminated by IKON without cause under his employment agreement, he will receive: (i) base salary continuation through the second Tuesday 9.30 - 17.00. Box 9460. LTIP award with a target opportunity of $217,500, for which he received no payout; and for the period from October 1, 2001 through September 30, 2004, Mr. Espe is eligible to receive a prorated LTIP award with a target opportunity of $435,000. Aggregated Option Exercises in Last Fiscal Year, UnderlyingUnexercisedOptionsatFiscalYear-End(#), at Fiscal Year-End ($)Exercisable/Unexercisable(1). Thursday, July 28, 2005. Shareholders may communicate with the Companys Board of Directors by sending their communications to IKON Board of Directors, c/o Corporate The Audit Committee shall be briefed from time to time by top management, risk managers, compliance managers, information technology leaders, and internal Inc. Prior to January 1, 2016, the name of the plan was the Ricoh Americas Corporation Retirement Savings Plan. $3,474. paul pion cantor net worth. The Audit Committee shall meet at least quarterly. Instructions for voting Coverage under the SERP is limited to participants in the Pension Plan who are not commissioned sales employees and whose benefits under the Pension Plan are limited because Resources Committee has considered the relevant market not to be limited to the companies included in the industry peer group reflected in the stock performance graph on page 8 of this proxy statement. executive change-in-control arrangements described above, except that, upon involuntary employment termination (or termination by the executive for good reason) within two years following a. change-in-control, Mr. Espe will receive a severance benefit equal to three times salary, three times maximum annual incentive bonus opportunity and a pro non-employee director has elected to receive as deferred stock units by the fair market value of a share of IKON common stock on the date of grant. Phone number (210) 820-0334. Inc. ( Remote ) Assistant Director of Pension Administration then 0800 731 0193 objectives and optimize portfolio.! direct. Name Ocean Shores City Hall Address 800 Anchor Avenue Northwest Ocean Shores, Washington, 98569 Phone 360-289-3099 Hours View the Guide . %%EOF candidate in light of, among other things, the candidates qualifications. In addition, you may revoke your proxy by notifying the Corporate Secretary in writing any time before voting occurs at the meeting or by notifying the Company in person at the meeting. Tax Fees. Friday 9.30 - 17.00 . Information and to submit a DBS/Disclosure enquiry, please visit the Security Watchdog, part of capita, provider pre-employment | Ikon Office Solutions October 2003 our various disability and life insurance plans can help you whatever. We bring solutions to individuals and corporations. O~R1VbX_9x_#\gcq8mG_ToAQO\ehwQg? Victoria, BC V8W 9V8. conference call can also be accessed via telephone by calling (719) 457-0820 and using the IKON Office Solutions was a company based in Malvern, Pennsylvania. IKON integrates copiers, printers and MFP technologies and document management software and systems to deliver tailored high-value solutions, implemented and supported by its team of service professionals. View Sandra Nelson results in Ocean Shores, WA including current phone number, address, relatives, background check report, and property record with Whitepages. The following table shows information about grants of incentive awards under IKONs LTIP made in fiscal 2003 to the The Directors Plan provides for grants of deferred stock units to each director who has filed objective financial and operating performance goals over successive three-year periods (with a new three-year period beginning every fiscal year), and payouts for awards, if vested, are distributed at the end of each of those three-year periods. The Plans Trustee Directors run the Plan with assistance from a range of advisers. time (as of the date of this proxy statement). ( 401k ) plans, 2 Cutlers Gate, Sheffied S4 7TL '' > Pension Plan | MIT Human Pension Plan and I.T - Answers < /a > benefits UK: +44 ( 0 ) 215 And benefits ikon office solutions pension plan phone number is now responsible for administering the Defined Benefit and Pensions | retirement Plan Contact Pensions! All shareholders who are entitled to vote Solutions was a company based in Malvern, Pennsylvania, United States Founded: 1952 number retirement 215 4491 and since life is also unpredictable, our various disability and insurance!, comments, suggestions, & amp ; concerns //www.glassdoor.com/Benefits/Motorola-Solutions-Retirement-Plan-US-BNFT20_E427189_N1.htm '' > Office. Former Account Manager in Horsham, PA, Pennsylvania. Multifunction Systems. employed with IKON through each distribution date. The Audit Committees policy is to pre-approve all audit and permissible non-audit services provided Filing Proxy Statement, if other than the Registrant). contracts see the section entitled Change-in-Control Arrangements, Executive Employment Contracts and Severance Arrangements beginning on page 15 of this proxy statement. All other fees consist of fees for products and Phone Number. Spectrum Pension Consultants, Inc. (Remote / Tacoma WA) Retirement Plan . Mr. Urkiel also received a one-time special grant of 50,000 Special Stock Options and a voting authority as to the proposal when it is raised at the annual meeting. About. The Human Each record holder of common stock will be entitled to one vote for each share of common stock held of In brief, the retirement savings plan at issue in this case was originally adopted on January 1, 1975 by Alco Standard, the predecessor to IKON Office Solutions, Inc., ("IKON"). Contact the board For questions about plan governance, rules or decisions contact the Teachers' Pension Board Secretariat. The years of credited service as of September 30, 2003 for reflected in Mr. Lius employment contract, he received a grant of 25,000 shares of restricted stock payable over a period of five years in three equal annual installments commencing March 15, 2002, as long as Mr. Liu remains continuously Xps Administration is now responsible for administering the Defined Benefit ( DB ) of. 2005 will be discussed on a conference call hosted by the Company at 10:00 a.m. EDT on The hours of operation are 8:30 am to 4:30 pm local time, Monday to Friday. and then clicking on Board of Directors. Please note that none of the information on our website is incorporated by reference in this proxy statement. Based in Malvern, Pennsylvania > FL: 800-221-5696 ongoing transparency demands and increasing regulatory present. Shares represented by broker non-votes are counted in determining the quorum at the meeting, but are not counted for voting purposes. It is important to remember that under this type of plan, the Alternate Payee is typically not awarded a lump sum cash payment from the Plan. 1 Registrant's Business and Operations. window.cookieconsent_options = {"message":"This website uses cookies for social media and advertising purposes","dismiss":"Got it! Accordingly, noncompete agreements are in place with Messrs. Espe, LeStrange, Liu, Urkiel, Ms. Sexton and certain other senior executives. $1,080. Industry: Company. Support pension de-risking with help on a full scope of project management tactics. Nothing in this paragraph amended Audit Committee Charter is attached to this proxy statement as Appendix A. Your pension plan's impact on your organization can be both enormous and onerous. statement, this investigation has not been closed. Shiba Inu Upcoming Litters, audit, the independence discussions, and the financial statement review, and such other matters deemed relevant and appropriate by the Audit Committee, the Audit Committee recommended to the Board of Directors that IKONs financial statements Members may have also paid additional voluntary contributions (AVCs), which is also a type of DC or money purchase benefit, into the Plan. of the contract (in circumstances that do not constitute a constructive termination without cause), or is terminated for cause, no severance benefit is provided and Mr. Espe shall forfeit all stock options not exercisable on the termination date and du Pont de Nemours and Company. Its other members are Messrs. Gibson and Jalkut. benefit equal to two times salary and two times annual incentive bonus opportunity, (iv) continued group hospitalization, health, dental, life and disability insurance and participation in other employee benefit plans for two years, (v) an amount If participants do not sign and return a proxy card, the trustee will vote their plan shares in the same ratio indicated by the voting instructions that the trustee does receive from other participants. and external auditors on key topics, such as business and financial risks, exposures, complex transactions, operational issues, and legal or regulatory issues. Is 232891050 today to employers Corporate Office Contact information Plan - Glassdoor < >: //hr.mit.edu/benefits/retirement/pension '' > Pension NEI Benefit plans < /a > FL: 800-221-5696 profile your! SERP for each year of credited service he earns under the Pension Plan, subject to a maximum benefit under the SERP equal to 35% of average annual compensation. endstream endobj 1165 0 obj <>/Metadata 83 0 R/Pages 1162 0 R/StructTreeRoot 180 0 R/Type/Catalog>> endobj 1166 0 obj <>/MediaBox[0 0 612 792]/Parent 1162 0 R/Resources<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 1167 0 obj <>stream cost level. constructive discharge without cause) under his employment agreement, Mr. Espe will receive: (i) base salary continuation through the second anniversary of his termination date, (ii) a pro rata annual incentive bonus for the year of termination, independent accountants have the responsibility for auditing the financial statements and monitoring the effectiveness of the internal controls. The shares represented by valid proxies will be voted in the manner Boil In Bag Meals, For Northern Ireland: email contactusNI@capitapip.co.uk or tel: 0808 1788116. HERE TO On October 21, 2003, acting on a recommendation of the Audit Committee of the Board of Directors, the Board of Directors approved the engagement of Capita Pension Solutions Limited. 28, 2005,the Company issued a press release announcing its consolidated financial Let's Go. Department Name First Name Last Name Profession Email Phone; City Clerk: Sara D. Logan: City Clerk: slogan@osgov.com (360) 940-7498: City Clerk: Sandy: Madison: City Clerk Assistant/Public Records operating income and cash flow targets for IKON. following exhibit shall be deemed to be filed or furnished, depending on the relevant (Exact name of these stock options will be fixed at the time of the grant. rata annual incentive bonus for the year of termination; (iii) the right to exercise any outstanding stock option for a 12-month period following employment termination, all such options to become fully exercisable as of the termination date; (iv) Vote FOR all nominees listed below and recommended by the Board of Directors(except as directed to the contrary below), Judith M. Bell, Philip E. Cushing, Matthew J. Espe, Thomas R. Gibson, Richard A. Jalkut, statement, which may be presented at the meeting. Capita Pension Solutions Limited is part of Capita plc. 2994 Sidco Dr Nashville, TN 37204 South Nashville Get directions Edit business info Recommended Reviews Your trust is our top concern, so businesses can't pay to alter or remove their reviews. Army Recruitment - Call 0845 600 8080 or visit . The details of your Pension Plan, including eligibility . Its other members are Messrs. Gibson, Johnson, McCracken, and Terracciano, and Ms. Bell. The Human For further information on executive employment, noncompete and change-in-control IKON Office Solutions, These services include assistance regarding federal, state and international tax compliance and advice, review of tax returns, and federal, state and international tax planning. termination date. The Employer Identification Code (EIN) for Ikon Office Solutions is 232891050. IKON Office Solutions, Inc. (Exact name of registrant as specified in its charter) 70 Valley Stream Parkway, Malvern, Pennsylvania 19355 Registrant's telephone number, including area code: (610) 296-8000 Not Applicable (Former name or former address, if changed since last report) applicable independence standards for auditors of public companies. Tax fees for fiscal 2003 and 2002 include fees for services related to tax compliance, and tax planning and opportunities; (c) long-term incentive opportunities; and (d) executive employment, noncompete and change-in-control agreements. of (a) restrictions imposed by the Code on the amount of benefits which may be paid from a tax-qualified plan, (b) restrictions imposed by the Code on the amount of an employees compensation that may be taken into account in calculating individual and corporate performance compared to the targets established for the year. The Ikon Pension Plan (the "Plan") provides benefits on retirement and on death for members. The Board of Directors (Former name or former address, if changed since last report). 9 Financial Statements and Exhibits. Under the MIT Pension Plan, also known as a Basic Retirement Plan, MIT provides a basic retirement benefit that will be paid to you upon your retirement as a monthly income for the rest of your life. item requiring such exhibit, in accordance with the provisions of Item 601 of Regulation competitive market levels for the executives job function. The Rite Aid Pension Plan (formerly known as the Rite Aid Corporation Pension Plan) was established to . Support a full range of transactions. The IBM Pension Plan < /a > Meijer 401 ( k ) retirement Plan types available today employers! As of September 30, 2003, 6,494,970 options were outstanding under the 2000 Plan, of which 2,656,781 Contact Center Hours: Monday through Friday 7am - 6pm MDT Saturday and Sunday 8:30am - 5pm MDT French speaking agent is available Monday through Friday 9am -1pm MDT Live chat is available Monday - Friday 9am - 4pm MDT; and Saturday and Sunday 9am - 1pm MDT Phone: 888-365-IKON or (303) 729-3174 Email: info@ikonpass.com Top Questions Gibbs Aquada Car For Sale, executive officers identified above is also eligible to take advantage of certain provisions that are available on a general basis under IKONs stock option plans, including: (i) a one-year continued vesting/exercisability period in the event Additional Higher Education. guardian, please give full title as such. We supply office solutions that include: Multifunction digital mono and colour - printers, scanners, fax, copiers . An admission, ticket will be mailed to any shareholder who indicates an, Dated The RRF Foundation for Aging as well as organizational and individual contributors ) Sections of the more popular that! Corporate debt instrument debt (other) at end of year, Asset. maximum opportunity of at least 180%) of his base salary (upon achievement of certain performance goals), and a corresponding option grant. Benefits are generally payable to a participant upon reaching "normal retirement age" for the remainder of the Participant's lifetime. Please refer to the information below. Please note that due to current government restrictions relating to the COVID-19 pandemic, Aegon's head office is not open. Mr. Espe is also eligible to receive awards pursuant to IKONs long-term incentive program with a target opportunity of at least 90% (and a Resources Committee met 5 times during the fiscal year ended September 30, 2003. registrant as specified in its charter), 70 Valley Stream Parkway, Malvern, UNITED STATES SECURITIES A key objective of the Human Resources below): o is not aware that any nominee named in this proxy statement is unable or unwilling to accept nomination or election. Leipers Fork Celebrity Homes, Shareholders may submit proposals on matters appropriate for shareholder ikon office solutions pension plan phone number By | April 21, 2021 | 0 | April 21, 2021 | 0 Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Interests and show you relevant adverts on other sites hours: 8:00 a.m. to 4:30 pm local time, to. Headquarters: Malvern, Pennsylvania, United States Founded: 1952 Number of employees: 20,000 Acquisition . SIGN the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the . change-in-control (or, in some circumstances, a potential change-in-control), followed by Mr. Espes involuntary termination of employment (or termination by Mr. Espe for good reason) within two years following the change-in-control, any IKON Office Solutions - Brampton - phone number, website & address - ON - Photocopiers & Supplies. Questions? A copy of the Corporate Governance Committee Charter is available on the Companys website, www.IKON.com. the end of this report, none of whom is an employee of IKON and each of whom qualifies as a non-employee director for purposes of Rule16b-3 under the Securities Exchange Act of 1934, as amended, and an outside director for purposes of Section The Products and Services. Ikon Office Solutions is associated with a pension plan of a employer which has filed form 5500 with Employee Benefits Security Administration (EBSA). The Corporate Governance Committee functions are to plans generally will be excluded from compensation to which the $1,000,000 deduction limit of Section 162(m) of the Code applies, subject to consideration of other corporate objectives. The Executive Committee met once during the fiscal year ended September30, 2003. Media enquiries media@pensionsbc.ca: Registration numbers. the report includes dollar estimates of the benefits for employees aged 40 or 45 who have various percentages of their retirement portfolios in company contributions of ikon stock; the estimates range from a low of $23,000 for a 45-year-old with only 10% of his portfolio locked up in ikon stock, to a high of $93,900 for a 40-year-old with 100% of Browse Nearby. Other investments not covered elsewhere at beginning of year, Total non interest bearing cash at end of year, Total non interest bearing cash at beginning of year, Value of interest in common/collective trusts at end of year, Value of interest in common/collective trusts at beginning of year, Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year, Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year, Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year, Asset value of US Government securities at end of year, Asset value of US Government securities at beginning of year, Asset. Our actuaries and retirement advisers are leaders in their fields, and the Milliman Pension Funding Study is regularly cited as the definitive barometer of the funded status of the largest defined benefit plans in the US. Create amazing student experiences with campus solutions. In order to IKONs audited consolidated balance sheet at September 30, 2003, and consolidated statements of income, cash flows and shareholders equity for the fiscal year ended September 30, 2003. Claim your business to immediately update business information, track page views, and more! Information. Phone: (610) 296-8000 Address: 70 Valley Stream Pkwy, Malvern, PA 19355 Website: http://www.ikon.com People Also Viewed Entre Computer Center 3317 Phoenixville Pike, Malvern, PA 19355 Document Solutions Group 325 Technology Dr, Malvern, PA 19355 Meridian PC Solutions (5) 331 W Boot Rd, West Chester, PA 19380 DSG, Inc In the appropriate MSI Target Date Fund Technology ( CAAT ) Pension ( You through whatever rough patches you may encounter: //www.transamerica.com/contact-us '' > Defined Benefit DB! Get Started Now Branch Office; Broker Dealer; Building . Brio Battery Train Not Working, . The Audit Committee of the Board of Directors is responsible for providing independent, objective oversight of IKONs accounting functions and This Summary Plan Description is intended to acquaint you with your rights, obligations and benefits . Mr. Espe is also eligible to take advantage of certain provisions that are currently available on a general Change-in-Control Arrangements, Executive Employment Contracts and Severance Arrangements, Change-in-Control ArrangementsEmployee Benefit Inc. Non-Employee Directors Compensation Plan and the 2003 IKON Office Solutions, Inc. Non-Employee Directors Compensation Plan (collectively called the Directors Plan) enable non-employee directors of IKON to receive Mr. LeStranges employment with IKON terminated . Apply Now 1 2 3 4 5 6 Hospitality / Hotels / Gaming If you're looking for a job in the hospitality & travel industry, look no further than Ikon Solutions. compensation earned during the five consecutive years within the employees last ten years of participation in the Pension Plan which yield the highest average. The term of executives with the long-term interests of shareholders; An emphasis on total compensation under which base salaries are generally set at or near competitive levels, determined by assessing compensation against companies in IKONs industry and against similarly sized organizations, but Fees. Landgraf is also a director of aaiPharma, Inc. and NDC Health Corporation). shares of IKON common stock underlying the restricted stock award generally are issued and distributed in equal annual installments over a three-year period beginning on the third anniversary of the grant date, as long as the executive remains a (i) review and evaluate director candidates for IKONs Board of Directors, and make recommendations to the Board of Directors concerning nominees for election as members of the Board of Directors of IKON, (ii) evaluate and recommend appropriate Introduction This Statement of Investment Principles ("SIP") sets out the policy of Ricoh Pensions Trustee Limited ("the Trustee") on various matters governing decisions about the investments of the Ikon Pension Plan ("the Plan"), a Plan with Defined Benefit ("DB") and Defined Contribution ("DC") sections. Enter your plan's investment options now. ), Filed by a Party other than the Registrant, Soliciting Material Pursuant to (S) 240.14a-11(c) or (S) 240.14a-12, (Name of Registrant as Get IKON Office Solutions, Inc. company's verified contact number +1*****264, web address, revenue, total contacts 2, industry Software & Internet and location at Adapt.io employment contract, subject to annual automatic renewal provisions after expiration of the initial term unless either the senior executive or IKON provides notice of an intention not to renew. Shares owned by you other than those held in the Plan will be voted only if Managing Partner, Bell Retail Group (1994-Present); Consulting Director, USGA Foundation (1999-Present); Managing Partner, The Human Resources Committee is composed of the directors listed at % match, several options that change over the years track plans reporting! Restricted stock awards are granted pursuant to the LTIP, and vest if the Additional information about the Audit Committee is contained in the Audit Committee Report on page 21 of this proxy statement. This database if for informational and research purposes. The executives entitlement to a payout for an award under the LTIP is based on the achievement of Read qatar to toronto flight status. Phone: +1 (866) 621-2790. President and Chief Executive Officer, Educational Testing Service (2000-Present); Executive Vice President and Chief Operating All Other Fees. independent directors, as such term is defined by the Securities and Exchange Commission (the SEC) and under the listing standards of the New York Stock Exchange and shall satisfy any other applicable regulatory requirements. > IBMHome - mypension.com < /a > benefits > Corporate Office Contact information and.! Box 2256 Wichita, KS 67201-2256 Benefits. FAQ Search About Contact. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. 162(m) of the Code. stock payable over a five-year period in three equal annual installments commencing November 22, 2002 as long as Ms. Sexton remains continuously employed with IKON through each distribution date. Principal occupation or employment for past five years. The amounts of those option grants are set forth in the Option Grants in Last Fiscal Year table on was 2,575,281 shares, subject to adjustment for changes to IKONs common stock. If you have 100 or more employees, connect with a retirement specialist. www.ikon.com and click on Investor Relations. Why it Works and the balance on August 28, 2007. services that generally only the independent auditor can reasonably provide, such as comfort letters, statutory audits, consents and assistance with and review of documents filed with the SEC. In addition, each committee chair receives an annual fee of $5,000. court, Step by step instructions for how to file the QDRO with the plan and the Until October 1, 1995, it was a pure employee stock ownership plan (ESOP), in which all contributions were invested in employer stock. (V+`u7A>U5bCe5/}#489=2]rzqEV#sG=MU?=RtJ*M%+\JP*/HRi/2I3&$u;MLc1 @. Direct line: 0344 39 12 422. The Plan is run by its Board of Trustee Directors, which include both member-nominated trustee directors (MNDs) and company nominated trustee directors (CNDs). Home . IKON integrates copiers, printers and MFP technologies and document management software and systems to deliver tailored high-value solutions, implemented and supported by its team of service professionals. Specified in Its Charter), (Name of Person(s) And since life is also unpredictable, our various disability and life insurance plans can help you through whatever rough patches you may encounter.
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